This beautifully furnished 4 bedroom 3 bath stream front mountain retreat offers comfort, privacy, and plenty of room to entertain family and friends. The home is bordered by a bold mountain stream on two sides, with the soothing sound of a nearby waterfall from the decks. The fenced backyard offers usable space and a firepit for evenings under the stars. Inside, cathedral ceilings, wood floors, solar tube skylights, and a wood-burning stone fireplace fill the living room with warmth and natural light. The kitchen features granite countertops, stainless appliances, a center island, and flows into the dining room with floor-to-ceiling windows and covered porches on both sides. The main-level primary suite includes vaulted wood ceilings, a huge walk-in closet, private porch access, and an en-suite bath with double vanities, tiled shower, and Jacuzzi tub. Two guest bedrooms share a full bath. Downstairs, the family room, with a gas fireplace, opens to a spacious lower deck. Another guest bedroom with an en-suite bath offers privacy comfort. A very large unfinished area is ideal for storage, workshop, gym, or play space. Lots of curb appeal with a rocking chair front porch, easy parking, and a 1 car carport add convenience. Only property owners can enjoy access to Whisper Lake where you can kayak, canoe, or float for a relaxing day on the water. The community features a private dock for fishing (catch and release), social gatherings, and convenient storage racks for kayaks and canoes. Ownership, also, gives you access to all Sapphire Valley Resort amenities including pools, fitness center, putt-putt golf, skiing, tennis, pickleball, and Fairfield Lake. Ideal as a full-time home, mountain retreat, or vacation rental investment opportunity.